Group Benefit Premiums

Each year, the university reviews group benefit premiums for each staff group. MaPS premiums and price tags are adjusted, as required, to ensure adequate funding to maintain coverage. Many factors affect the ongoing costs of providing our group benefit coverage, including:

• Changes in the demographics of our staff 
• Increased utilization of services
• Inflationary increases in health and dental costs
• Claim reserve requirements by the insurer

Monthly premiums and cost sharing can also be found on the Benefits at a Glance documents which are updated regularly or on the Flexible Group Benefits Plan Information webpages. Health and dental benefits are provided through Alberta Blue Cross. Life Insurance and Long Term Disability benefits are insured by Manulife, and Accidental Death and Dismemberment and Critical Illness are insured by Beneva.

This is not a re-enrolment year and no flex option choices or changes to your spending accounts will be permitted. Your Flex options continue to be locked until the next MaPS flex re-enrolment date effective January 1, 2025, unless you experience a qualified life event.

Unused spending account credits may be carried forward for one benefit year after the year in which the credits were allocated. At the end of the second benefit year, unused credits will forfeit. Credits deposited on January 1, 2022 and not used by December 31, 2023 will be forfeited. You have until March 30, 2024 to submit all spending account claim expenses incurred in 2023. To view your credits, sign in to your Alberta Blue Cross account.

MaPS Flexible Spending Account outlines all guidelines for these accounts.

For details about options refer to the Flexible Credits & Options Overview section and expand on Health Options or Dental Options to see full benefit charts.

There are no changes to the premiums currently in effect for the following benefits:

• Voluntary Accidental Death and Dismemberment, 100% paid by the staff member
• Optional dependent Child Life Insurance, 100% paid by the staff member
• Voluntary Employee/Spousal Critical Illness, 100% paid by the staff member
• Optional Life Insurance , 100% paid by the staff member